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Homeowners are increasingly turning to smart technology, to improve safety and security, reduce the risk of damage and help them qualify for homeowner's insurance discounts.

Many insurance companies reward homeowners who install devices that reduce the risk of fire, theft or water damage. Depending on the technology, you could qualify for discounts ranging from 2% to 20%. Here's a look at the top smart technologies for improving home safety and qualifying for insurance discounts.

Enrollment in employer-sponsored high-deductible health plans fell for a second year in a row to below 50%.

The drop in enrollment could reflect a turning point for employees who are increasingly concerned about rising out-of-pocket health care costs and the prospect of not being able to afford a medical emergency.

Many employers are facing challenges in incorporating high-cost GLP-1 medications, such as Mounjaro, Ozempic, Rybelsus, Trulicity and Wegovy, into their group health plans, as they must balance the cost of the group health plan against the interests of participants and beneficiaries in the treatment.

And with demand continuing to increase, many employers are looking for ways to accommodate coverage for weight loss without breaking the bank. Here's what some of them are doing.

An inheritance in the form of cash, real property, jewelry or stocks can enrich your life in many ways.

Oftentimes, bequests from an estate are intended to help move the heir forward financially, or to keep a prized possession within the family. To fully realize the value of an inheritance, consider how the assets affect your overall financial plan.

Health savings accounts have become a prime target for cyber criminals, who are using advanced tactics to steal funds from them, putting your employees' medical expense savings at risk.

The risk is even greater considering that employees can keep HSAs for life and many of them are building wealth in these accounts to save for future medical costs in their retirement years. Fortunately, you, as an employer, are in a unique position to train your staff on how to best protect their accounts.

If you have a house fire and your insurance company steps in to pay for the damage, destroyed contents and repairs, one issue that many people overlook is the invisible smoke damage to clothing, furniture, carpeting, linens and curtains.

Smoke damage can be extensive and the scent of smoke from the fire can be difficult to eliminate. Often smoke-damaged furniture needs to be thrown out if the soot and residual smoke damage is too great, but some things can be salvaged. Here's a guide to cleaning and odor removal.

If you have a warehouse and store products on pallets, you may not be aware that they present one of the most common workplace hazards. 

The most common injuries around pallets are when workers trip over them or step or fall on them. Sometimes employees will step on a wooden pallet for support to reach something up high. 

Here are some helpful tips to prevent pallet injuries.

One of the biggest mistakes owners of growing businesses make is not keeping up their insurance coverage to account for the expanding assets and potential liabilities.

Let's say you started your business 10 years ago with just a small space and computer desk, and today you have an office full of employees and equipment. If you still have the same insurance coverage as you did a decade ago, or even three years ago, the chances are high that you are underinsured.

Under a new decision by the U.S. Supreme Court, employers who want to have a discrimination complaint dismissed because the lawsuit allegations differ from those in the EEOC filing must act quickly or lose the right to challenge the case.

Here's what's at stake, and why.

The Equal Employment Opportunity Commission, together with the Department of Justice, recently issued new guidance that significantly reshapes the legal landscape for workplace diversity, equity and inclusion programs.

For employers — especially those with formal DEI programs — this development creates new legal exposure, murky compliance territory and growing uncertainty around what is now permissible. Here's what you need to know about the new guidance and what steps you should take if your organization has a DEI program.

Overexertion and falls are the most common types of workplace injuries in the United States, costing employers $28 billion annually, according to a new study.

Liberty Mutual Insurance Co.'s "2024 Workplace Safety Index" reports on the causes and costs of the most common injuries across eight major industries. With the information in hand, you can review your current workplace safety programs to make sure you are focusing your efforts in the right area.

Cargo theft in the U.S. is climbing at an alarming pace. After spiking nearly 50% in 2024, incidents are already up another 22% in early 2025, according to a new report from supply chain visibility firm Overhaul.

Criminals, both organized groups and opportunistic individuals, are not only stealing more — they're getting smarter and more aggressive in how they do it. For companies that move, store, buy or sell goods, the risks are mounting.