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While your organization may have its cyber-security protocols buttoned up using best practices, there is a growing risk to businesses from tech vendors that are used to run their operations. 

According to a recent report, 98% of organizations have a relationship with a third party that has been breached and 29% of all breaches were attributed to an attack on a third party outside of the organization. The findings reflect the growing risk to businesses as they use more third party apps, software and cloud services, some of which have access to troves of important company data. 

Don't let your operations be undermined by a vendor's failures.

While commercial property insurance rates have been increasing for seven straight years, the pace of rate hikes has slowed a bit this year, according to a new report.

Businesses should expect continued rate hikes for their commercial properties, with the highest increases taking place in areas at higher risk of natural catastrophes, which vary depending on which part of the country they are located in. Here's what's driving the rates, what's changing and what you can do.

As we age, staying active becomes increasingly important for maintaining health and vitality. Exercise is one of the most effective ways to age gracefully, offering benefits that extend to the immune system, biological aging, brain health, and overall well-being. 

If you haven't exercised for years, or never really have, now is a great time to start, particularly if you are starting to feel the effects of aging. 

A little goes a long way and you can start slowly and build up over time The most important thing is to start moving and keep moving. To understand how exercise can benefit you consider the following:

The first three months of the year is the open enrollment period for people who are already enrolled in Medicare Advantage plans.

In 2021, the average Medicare beneficiary has 33 plans to pick from, five more than last year. In a handful of counties, there are more than 60 plans available. With so many choices, many people may find choosing the right one a daunting task. Here's what you need to know.

Newly proposed rules could set the stage for Medicare Advantage and Part D plans to cover diabetes drugs like Wegovy for weight-loss purposes without underlying conditions.

The rule, proposed by the Centers for Medicare & Medicaid Services, would recognize obesity as a disease that qualifies for coverage of weight-loss drugs for both Medicare Part D and Medicaid enrollees. This is a massive shift in the CMS rules, which have barred Part D and Medicaid from covering these drugs if there is no underlying condition.

Numerous studies have found that women do not carry enough life insurance, or often don't carry coverage that would replace their contributions to the household.

If a woman who stays at home to care for her family dies suddenly, there is still the need for childcare expenses and possible expenses to keep up the house while her spouse continues working. As well, if the wife is working, the loss of her income will usually have a signficant impact on the family's finances. The loss of a woman's contributious could put a family's finances in a tailspin.

Here's why women need to consider purchasing this important coverage to protect the family against a devastating financial repurcussions in the event of their death.

A lot may have changed since you bought your life insurance policy, or set up that IRA or old 401(k) account. Job changes, marriages, divorces, births, deaths, adoptions and all manner of other life passages can combine to make it desirable to change the named beneficiaries on all these financial accounts.

Simply updating your will from time to time isn't enough to protect your family and loved ones in most cases. This item explains how to get it right.

Navigating the world of health insurance can be overwhelming, but if you've purchased a plan on the Affordable Care Act exchange, you're already on the right track to ensuring comprehensive health coverage.

You can get the most out of your plan and save money by understanding your benefits, costs and the tools available to you. This item sets out what you need to know to ensure you take full advantage of your plan's offerings and minimize needless outlays.

Thousands of people are injured or killed every winter because of overconfidence or unpreparedness while driving in dangerous conditions.

It is important for everyone to keep safety in mind while driving in wintry conditions, which can bring with them slippery roads, poor visibility and unpredictable drivers. Driving in snow, sleet and rain can be dangerous, but understanding how to drive in these conditions can help save lives and reduce the chances of an accident. Here's how you can tackle winter driving with ease.

With fewer homeowners willing to sell and buy a new home in this high-mortgage-rate environment, many are instead plowing money into their homes. However, many of these people are failing to update their homeowner's insurance property limits to reflect the upgrades.

According to a survey, 51% of homeowners have completed a major home renovation project within the past two years and, after completing major renovations, 55% had not adjusted their insurance policies, leaving themselves at risk of being underinsured, which can put their assets at risk if disaster strikes. If you are planning a remodel or recently completed one, you need to read this.

The percentage of employers who are covering new and trendy weight-loss drugs has risen in 2024, continuing a trend of increasing coverage despite the costs, according to a new survey.

The study, by Mercer, also found that employers are increasingly offering to cover in vitro fertilization for employees who may be having trouble getting pregnant. And as costs continue rising on average 5.25% in 2024, employers are taking a number of steps to manage their and their employees' outlays.

New guidance issued by the IRS expands the types of preventive care benefits that high-deductible health plans are required to cover with no out-of-pocket costs on the part of plan enrollees.

The changes are aimed at reducing out-of-pocket costs for diabetes-related expenses, certain cancer screenings and contraceptives. A second rule will allow health savings accounts to reimburse for condoms.