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Cyber criminals are increasingly stealing companies' data to bolster their ransomware extortion demands, according to a new report by cyber insurer Resilience.

As part of these tactics, hackers are infiltrating company databases before launching attacks to better understand their defenses and the value of their data and maximize ransom demands. How can you protect against this evolving threat?

Retirement planning doesn't happen by accident. It's a long-term financial goal that benefits from structure, clear milestones and regular check-ins.

While every person's situation is unique, a straightforward framework can help anyone take meaningful steps toward a secure retirement, no matter their age or how far along they are in saving. If you're new to saving for retirement, here's a practical five-step road map you can start using today.

The Cal/OSHA Standards Board is in the final stages of approving updates to its first-aid kit rules that could take effect later this year.

The proposal aims to ensure that kits are easily located in the workplace and accessible within three or four minutes from any part of a worksite. Employers will also be required to assess "unique hazards" at the workplace and provide specialized first-aid supplies as needed to address those risks.

One of the top ways for a married retired couple to maximize their money flow is the two-life benefit. This strategy involves delaying collection of the larger of the two peoples' benefits longer. This is done until the target beneficiary reaches the age of 70. The lesser of the two benefits is later commenced when that person reaches retirement age to maximize Social Security payouts. 

The following are the main approaches to managing the two-life benefit.

Retirement is a major life transition. If you're reaching retirement age within the next few years, it's time to start making some important financial decisions. 

Here are several of the most critical issues you should be addressing in the coming months:

If you have not yet distributed the state's new required "Workplace Know Your Rights" notice to your workers, you missed the Feb. 1 deadline and need to act immediately.

California's Workplace Know Your Rights Act (SB 294) mandates that employers provide all employees with an annual, stand-alone written notice detailing key workplace rights, including immigration protections, union organizing, workers' compensation and law enforcement interactions. Failure to notify employees can result in penalties of $500 per employee.

Retirement planning is not just about accumulating assets. For many Americans, the greater challenge is turning those assets into dependable income that lasts for life. Market volatility, longer life spans and uncertain returns have made that task more complex.

In that environment, annuities have become an increasingly important tool to address common retirement risks.

Rather than viewing an annuity as a standalone product, it may be more helpful to think of it as one piece of a broader retirement puzzle.

What's keeping U.S. CEOs up at night? A new study finds they are mostly concerned about supply chain risks, economic instability and tariffs and trade uncertainty. The question is: what are they doing about it?

Cyber attacks are growing exponentially against businesses, and with each intrusion they are getting costlier and costlier for the companies who have been victimized.

And because of these increasing costs and attacks, the cost of cyber insurance is also climbing and underwriters are getting pickier when pricing policies. What can your organization do to make those underwriters happy and hopefully help them garner lower rates?

If a natural disaster were to strike, would your company be ready? Has your management team hardened the business to continue operating in case of a disaster? 

With natural catastrophes growing in number and severity, businesses more than ever need to have in place plans for a quick recovery for the sake of their investors, customers, employees and vendors.

Here are some basic tips to ensure the survival of a small business in the event of a disaster.

The helmet is no longer just gear for protecting your construction workers' noggins. Thanks to advancements in smart helmets, it now has technology to further protect workers from other jobsite hazards and improve communications with other workers and supervisors.

Unlike traditional hard hats, smart helmets combine certified head protection with embedded sensors, cameras and connectivity tools. While not cheap, they can enhance workplace safety, coordination and data collection to support management decisions.

Transportation-related incidents remain one of the leading causes of workplace fatalities for construction firms, utilities, emergency responders and other contractors working on or near roadways.

Employers operating in these environments must prioritize protecting workers and the public — and that starts with a strong safety program that accounts for the most common hazards.