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A federal appeals court has struck down a Fed-OSHA rule requiring employers to record certain work-related mental illnesses, a significant change that human resources and safety managers should watch closely.

The U.S. Court of Appeals for the Fifth Circuit ruled July 21 that the Occupational Safety and Health Act does not give OSHA the authority to require employers to record work-related mental illnesses on OSHA Forms 300 and 301. What does this mean for employers that post these forms every year?

As storms become more frequent and severe, more areas once considered safe from flooding are now exposed.

Many homeowners, condo owners and renters in an area that's considered low risk by the Federal Emergency Management Agency may not have flood insurance. However, if a residence floods, standard homeowner's, condo owner's or renter's insurance will not cover the damage because flooding is specifically excluded from coverage.

All of us would love to pass on a decent-sized legacy to our heirs. But too many estates are all but entirely consumed by the high costs of medical care, especially as we get older.

Yes, we have Medicare to cover the major medical expenses of Americans over age 65, but many people fail to realize that long-term and nursing home care is not covered under Medicare. Meanwhile, the cost of nursing homes keeps rising, now reaching $315 per day, or $114,975 annually.

Fortunately, there's a product that can help defray those costs.

Millions of Medicare beneficiaries with standalone Part D prescription drug plans may see higher monthly premiums in 2027 after the Centers for Medicare & Medicaid Services announced it will end a temporary premium stabilization program a year earlier than planned.

Why is the program ending, and how much could Part D premiums rise?

Electric bikes have become one of the fastest-growing trends among children and teens, but as they've grown more popular, accidents have soared.

Many parents may not realize that an afternoon ride can expose them to significant financial liability if their child injures someone or damages a third party's property. Will your homeowner's insurance cover that?

If you've ever tried to lose weight by counting every calorie or shrinking your portions, you know how difficult it can be to stick with over time. But new research suggests there may be another approach: Fill your plate with foods that naturally contain fewer calories per bite.

A new study published in JAMA Network Open found that adults who followed a low-fat vegan diet for 16 weeks lost weight without being told to count calories or eat less. Researchers say the key was eating foods with a much lower "energy density," meaning they contained fewer calories per gram.

A new analysis suggests that many people enrolled in Medicare Advantage spend substantially less out of pocket than beneficiaries enrolled in Original Medicare while reporting similar satisfaction with their care. 

The study found that MA enrollees spent an average of $2,824 less out of pocket in 2023 than Original Medicare beneficiaries. What's driving the 36% difference?

For many people, the word "annuity" immediately brings investments to mind. They compare annuity returns with stock market returns and wonder whether annuities will outperform other financial products.

That approach may miss the point.

Financial professionals increasingly say the best way to think about an annuity is not as an investment, but as a form of longevity insurance.

More Americans are viewing retirement as a transition rather than a destination. Instead of focusing on a specific retirement age, many say they'll retire when it feels right financially and personally, a new study has found.

The encouraging news is that more people are preparing for that future. But due to rapidly growing costs and concerns that they have not saved enough to live comfortably, more than six in 10 respondents said they plan to transition gradually into retirement. How can you financially plan for a gradual retirement?

For many retirees, required minimum distributions are one of the first major tax-related responsibilities they face after leaving the workforce. While the rules are straightforward once you understand them, simple mistakes can result in unnecessary taxes, penalties or missed planning opportunities.

The RMD rules dictate when you must start taking distributions from your retirement accounts and how much you must take each year. Here are some of the most common RMD pitfalls and how to avoid them.

Employers that offer prescription drug coverage will need to take a fresh look at whether their plans qualify as creditable coverage after the Centers for Medicare & Medicaid Services finalized rules that take effect for plan years beginning on or after Jan. 1, 2027.

Individual coverage health reimbursement arrangements have attracted growing interest from employers looking for an alternative to traditional group health plans.

However, a new survey suggests that rising Affordable Care Act Marketplace premiums following the expiration of enhanced federal subsidies may become one of the biggest obstacles to broader adoption.