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Homeowner's insurance provides vital protection against a range of risks, including property damage to not only your home but also its contents.

However, not all of your property is equal in the eyes of your insurer. It may limit how much it will pay for the loss of, damage to or destruction of expensive, specialty or rare items, including antique furniture, jewelry, fur coats, watches and collectibles. That could leave you significantly out of pocket, but there's a solution.

If you are trying to reduce your tax burden in retirement, one option may be to make a qualified charitable distribution directly from a traditional or Roth individual retirement account.

A QCD can offer several benefits. Funds are transferred directly from the IRA to an eligible charity without you claiming it as income, meaning you are not taxed on those funds before giving them to charity. Is this strategy right for you?

A volatile stock market is fine for the 20- and 30-somethings. It's a different matter for people approaching retirement.

Your retirement nest-egg should be a source of security and comfort to you. It shouldn't be something that makes your blood pressure spike. The current coronavirus-driven market slump is a timely reminder of how volatility will always rear its head. If recent volatility is worrying to you, it may be time to take some action.

Few events are more stressful and disruptive than an unexpected job loss or layoff. For many, it's a hit not just to finances but also to confidence and sense of self.

You're not alone if you've been laid off — or if it is a concern. According to a November 2025 MarketWatch survey, 70% of workers have taken steps to prepare for a layoff, and about six million Americans "lose or leave" their jobs each month.

Whether a job loss comes unexpectedly or not, you may have more choices than you think. Here are a few things to consider.

If you are trying to reduce your tax burden in retirement, one way to do that is to make a charitable contribution from funds in a traditional or Roth individual retirement account.

There are multiple benefits to you for making a qualified charitable distribution. The QCD is removed from your IRA without you claiming it as income, meaning you are not taxed on those funds before giving them to charity. Is this something that's right for you?

Americans are becoming less confident about their ability to afford a comfortable retirement as rising costs, debt and Social Security and Medicare concerns weigh on their financial outlook, according to a new report.

The report found that 64% of Americans are confident they will have enough money to live comfortably throughout retirement. The findings shed light on concerns that Americans have about being able to afford retirement and how they can take steps to make that future more secure.

The Affordable Care Act and other laws require employers to furnish certain forms and documents to employees annually. To help your organization remain compliant, we've compiled a list of health and wellness plan notices that employers must provide annually, as well as a few that we recommend including in your benefits communications.

The arbitration process established under the No Surprises Act has generated an estimated $22.4 billion in additional health care spending over its first four years, according to a new Georgetown University analysis.

The No Surprises Act aims to protect patients from certain unexpected out-of-network medical bills. The findings have implications for employers already struggling with rising health benefit costs.

A number of surveys are predicting another year of steep group health insurance cost increases in 2027, prompting many employers to rethink plan designs, pharmacy benefits and relationships with health care vendors.

Health plan costs are expected to rise between 8% and 10% in 2027 from 2026, which employers hope to reduce through these plan changes and other strategies.

Employers are facing an increasingly difficult benefits decision as demand for GLP-1 drugs grows: absorb the rapidly rising cost, restrict coverage or find another way to help employees access the weight-loss medications.

The financial pressure is significant. GLP-1 drugs prescribed for weight loss represented 11.4% of corporations' annual claims in 2025, up from 6.9% in 2023. While some employers are opting not to cover the drugs for weight loss, others are exploring different ways to help workers access them.

Even if you are providing your staff with health benefits, they could be left under great financial pressure if one of them has a major accident off the job that leaves them debilitated and unable to work.

Millions of working Americans struggle with managing out-of-pocket costs for non-medical and medical expenses after suffering an unexpected event such as an accident. But there is an inexpensive way you can provide your staff with peace of mind should they have an accident outside of work.

As group health costs continue climbing, some employers are starting to take a second look at self-funded, or partially self-funded plans.

These plans give employers more skin in the game and the ability to better address cost drivers and tailor their offerings to fit the needs of their employees. But while the plans can save both the employer and their workers money, they are not for every organization. Here's what you need to know if you are tired of rising premiums.