Article & Content Library

A new study from hotel giant Hilton suggests that employees who have strong working relationships with their managers are more likely to be engaged at work and stay with their employer. And the more managers buy into cross-training and mentorship, the more they can strengthen retention and attract new talent.

According to the report, when workers feel supported, stable and encouraged to grow, employers benefit from greater dependability and loyalty. As employees gain confidence and commit to working toward the same purpose, their organizations can benefit from better products or services and greater customer satisfaction.

The number of Americans exposed to hurricane risk increases with each passing year amid the growing risks associated with living near the coast along large swaths of the Eastern Seaboard and the Gulf of Mexico.

If you live in an area that is susceptible to hurricanes, it's imperative that you have an emergency plan and know what to do when it's time to evacuate. You should also be prepared to file a claim and understand the steps to take before moving back into a damaged home.

The key to getting your claim paid quickly and starting repair work is preparing well in advance. Here are steps you can take to make filing your claim much easier.

As claims costs for roof damage caused by heavy storms and natural catastrophes have soared in recent years, homeowner's insurers have become increasingly selective about the age and type of roof a policyholder has.

Insurers are increasingly requiring homeowners to replace old roofs to avoid policy non-renewal or limited coverage for roof damage. What is considered "old" varies by roof type. Here's what insurers are doing and how it could affect you.

Determining who is legally responsible in an auto accident requires identifying who the negligent party is.

In most cases, common sense can be used to determine fault, but often drivers do not know exactly which laws were broken by the at-fault party. This makes it more difficult to prove a case to an insurer when making a claim.

But if you know where to look, you can provide proof of who was at fault.

You drive your new car off the lot and a few days later another driver runs a red light, smashing into your car and severely mangling most of the front end and irreparably damaging the frame - totaling the vehicle. 

Luckily nobody was injured, but will insurance cover the total loss? Are you expecting the insurer to pay off the loan and you can be on your merry way? That may not always be the case.

Medicare beneficiaries who receive certain physician-administered prescription drugs in hospitals could see significantly lower out-of-pocket costs under a new proposal from the Trump administration.

The Centers for Medicare & Medicaid Services (CMS) has proposed changing how Medicare reimburses hospitals that participate in the federal 340B Drug Pricing Program, which aims to support hospitals and clinics that serve many low-income patients. Administration officials estimate that the change would save Medicare beneficiaries about $1.1 billion in copayments next year, with the average affected Part B enrollee saving roughly $800 annually in out-of-pocket costs.

California Insurance Commissioner Ricardo Lara has ordered an average 6.6% increase in the advisory workers' compensation benchmark rate for policies incepting on or after Sept. 1, 2026, marking the second consecutive increase after more than a decade of declining rates.

What are the costs that drove the decision?

A new bill in Congress would place a $5,000 annual cap on out-of-pocket costs for people enrolled in Original Medicare, a change supporters say would protect millions of older Americans from potentially devastating medical bills.

The Medicare Cost Cap Act addresses a key problem with traditional Medicare: It does not limit how much beneficiaries may have to pay for covered medical services. How would it work? What are its chances of passage?

When agricultural operators purchase coverage, the policies that typically come to mind are workers' compensation, commercial property, agricultural vehicle, equipment breakdown insurance and crop and livestock coverage.

One often-overlooked type of coverage protects against harassment and discrimination claims made by employees. It's a mistake to pass on this coverage, known as employment practices liability insurance, due to the nature of the agricultural industry.

Many EPLI claims in agriculture stem from heavy reliance on seasonal and migrant labor, isolated work environments and power imbalances between supervisors and workers.

Medicare health benefits seem confusing to many people, so it is important to learn what is available and what to expect before you have to sign up.

You have three months before you turn 65, the month you turn and three months after you are 65 to decide how extensive are the Medicare benefits you would like to have. Here are your choices.

Many people think that only their closest relatives will inherit what is specified in a will. However, inheritance laws are much more complex than that and come with some unexpected consequences. It is important to know what will happen, whether there is a will in place or not.

Despite expected longevity increasing, more and more people will also need long-term care at some point in their life.

But, in the event of a long-term care need, it's important that the family stays focused on the emotional and physical needs of the person needing care. Having properly planned for this eventuality with insurance coverage allows them to do so. Here's how you can plan.