Terms of Use
All use of Risk Media Solutions LLC. Web pages located within www.insurancenewsletters.com is subject to the terms and conditions set forth below (“Terms”). Any use of such Web pages constitutes the user’s agreement to abide by the Terms. We may amend the Terms at any time by posting the amended terms on this site.
GENERAL
Relationship. This End-User Agreement (“EUA”) is a legal agreement between you and Risk Media Solutions LLC, owner of InsuranceNewsletters.com for the contents and information appearing on this website as well as the mailing lists you upload to our e-mail newsletter services. Your use of this website constitutes acceptance of the terms and conditions contained within this EUA.
Usage. This EUA governs your use of this website operated by InsuranceNewsletters.com. Additional terms and conditions of use applicable to specific areas of the Website may also be posted in such areas and, together with this EUA, govern your use of those areas. This EUA, together with any such additional terms and conditions, are referred to as this “Agreement.” InsuranceNewsletters.com reserves the right to terminate or suspend access for failure to comply with this EUA.
PRIVACY
Please review our Privacy Policy, which also governs your visit to this site, to understand our practices.
USE OF CONTENT
No Transfer of Rights or Ownership. Nothing contained in this Agreement shall confer upon a user any right, title, or interest in, or license to any software, written materials or intellectual property owned by Risk Media Solutions or included on the Website.
Acknowledgment of Intellectual Property Rights. You acknowledge that the Website contains information, software, photographs, audio and video clips, graphics, links and other material (collectively, the “Content”) that are protected by copyright, trademark or other proprietary rights of Risk Media Solutions or third parties. You agree to comply with any guidelines or restrictions contained in any Content available on or accessed through the Website.
Paying customers may edit any content they purchase or use in their newsletters to their liking. Customers with content subscriptions do not need to credit InsuranceNewsletter.com as the source.
Use of Information. While the Website is intended to provide information regarding the subject matters covered, the information is provided to you based on your agreement and understanding that InsuranceNewsletters.com is not engaged in providing legal, accounting, or other professional services to you. Assistance of legal counsel or other appropriate experts should be sought when applying the law, rules, or regulations to a particular set of facts or circumstances. InsuranceNewsletters.com makes no representations, warranties, or guarantees whatsoever as to the correctness or accuracy of the Website and Content thereon. It is possible that the Website could include typographical errors, inaccuracies or other errors. In the event that an inaccuracy arises, please inform InsuranceNewsletters.com so that it can be corrected. InsuranceNewsletters.com reserves the right to unilaterally correct any inaccuracies on the Website without notice. Information contained on the Website may be changed or updated without notice. Additionally, InsuranceNewsletters.com shall have no responsibility or liability for information or Content posted to the Website from any non- InsuranceNewsletters.com affiliated third party.
Limitations of Use. You may not modify, publish, transmit, transfer or sell, reproduce, create derivative works from, distribute, perform, display, or in any way exploit any of the Content, in whole or in part, except as expressly permitted in this Agreement or as expressly authorized in a specific area of the Website. Subject to the restrictions set forth in this Agreement, you may post on the Website any Content owned by you (such as your original statements), Content for which you have received express permission from the owner to post, and Content in the public domain. You assume all risk and responsibility for determining whether any Content is in the public domain or is permitted to be posted by the owner of the Content.
You are prohibited from violating or attempting to violate the security of the Website, including, without limitation, (a) accessing data not intended for such user or logging onto a server or an account which the user is not authorized to access; (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; or (c) accessing or using the Website or any portion thereof without authorization, in violation of these EUA or in violation of applicable law.
ELECTRONIC COMMUNICATIONS
When you visit this site or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
RULES OF CONDUCT
Nature of Postings. If you submit, upload, or post any comments, ideas, suggestions, information, files, videos, images or other materials to one of your newsletters, you agree not to provide any User Generated Content that (1) is defamatory, abusive, libelous, unlawful, obscene, threatening, harassing, fraudulent, pornographic, or harmful, or that could encourage criminal or unethical behavior, (2) violates or infringes the privacy, copyright, trademark, trade dress, trade secrets or intellectual property rights of any person or entity, or (3) contains or transmits a virus or any other harmful component.
USING OUR SITE
Mailing lists. Customers using InsuranceNewsletters.com e-mail newsletter distribution platform will need to upload their email mailing list in the form of an excel spreadsheet. InsuranceNewsletters.com does not sell, alter, or otherwise adulterate any of our clients’ mailing lists. Our staff does not have access to the mailing lists and they are the sole domain of our customers.
Photos. The photos InsuranceNewsletters.com have been purchased from third parties and can only be used in e-mail newsletters generated on our platform as well as in pdf and print newsletters. You may not download and use these photo on your website, communications other than those linked to our services and marketing materials.
TRADEMARKS
All trademarks, service marks, trade names, logos and graphics (“Marks”) indicated on this site are registered trademarks of InsuranceNewsletters.com and/or its affiliates, in the United States and other countries.
LICENSE AND SITE ACCESS
InsuranceNewsletters.com grants you a limited license to access and make use of this site, subject to the Terms. This site and any portion hereof may not be reproduced, duplicated, copied, downloaded, sold, resold, visited, or otherwise exploited for any commercial purpose without the express written consent of InsuranceNewsletters.com. You may not frame or utilize framing techniques to enclose any trademark, logo or other proprietary information (including images, text, page layout and form) of InsuranceNewsletters.com and/or its affiliates without the express written consent of InsuranceNewsletters.com.
REFUND AND CANCELATIONS
All sales are final, refunds will not be issued, however we will issue a site credit for anything that is defective. Cancelations must be submitted in writing 30 days before the term expiration date. Please notify us at least 48 hours if you wish to cancel your Credit Card recurring billing before your next renewal date. Please note there are no refunds for recurring billing once the charge has been processed.
DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
This site is provided by InsuranceNewslettters.com on an “as is” and “as available” basis. InsuranceNewsletters.com makes no representation or warranties of any kind, express or implied, as to the operation of this site, or the information, content or materials included on this site. You expressly agree that your use of this site is at your sole risk.
To the fullest extent permitted by applicable law, InsuranceNewsletters.com disclaims all warranties, express and implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. InsuranceNewsletters.com will not be liable for any damages of any kind arising from the use of this site, including, but not limited to, direct, indirect, incidental, consequential and punitive damages.
Last Updated: June 11, 2020